Posts Tagged ‘spousal support’

Arizona Lawyer Discusses Effect of Wage Garnishment By Creditors When Child Support or Spousal Maintenance (Alimony) Is Paid

Wednesday, March 16th, 2011

In all dissolutions of marriage entered after January 1, 1988, and in any modifications of orders entered after that date, where child support payments are ordered, a wage assignment is automatically entered in favor of the person or agency entitled to receive the support payments. A.R.S. § 25-504(A).

In a proceeding in which spousal maintenance is ordered, the court may enter a wage assignment on either party’s request, but the wage assignment is not mandatory. Id.

Wage assignments issued pursuant to A.R.S. § 25-504, for either child support or spousal maintenance, have priority over all other attachments, executions, garnishments or assignments. A.R.S. §§ 12-1598.14(B) and 25-504(P).

Where a judgment debtor’s earnings become subject to more than one writ of garnishment, and of spousal and child support priority a judgment creditor recovers no nonexempt earnings for two consecutive paydays, the lien on earnings of such judgment creditor is invalid and of no force and effect, and the garnishee shall notify the judgment creditor accordingly. A.R.S. § 12-1598.14(C).

Garnishment limits for creditors (except for child support or spousal support) is up to 25% of a person’s gross wages. For child support and spousal support, the limit is up to 50% of a person’s gross wages.

In some cases, it may be advantageous to ensure that child support or spousal support is being paid by a wage assignment. Because of the priority for child support and spousal support wage garnishments, your income deduction will be going to support your children or ex spouse, which is generally preferable to the money going to a credit card company or other debt collector.

If you would like to discuss child support, spousal support, or other family law issues with an attorney, please call McGuire Gardner, PLLC at (800) 899-2730 or visit our website at YourArizonaDivorceLawyer.com.

ARIZONA FAMILY LAW ATTORNEY DISCUSSES RETROACTIVE CHILD SUPPORT

Monday, January 3rd, 2011

In Arizona, either party may ask the Court to change child support when there has been a significant and continuing change in the factors for calculating child support. This can be the increase or reduction of the income of either party, a change in medical insurance costs or availability, an increase or decrease in day care or child care costs, or the emancipation of one or more children.

Child support does not automatically change, and must be changed through the court process. A change can only become effective on the first day of the month following the commencement of a case to modify child support and service upon the other party.

If you need assistance modifying child support in your case, or if the other party has asked the Court to modify child support and you do not agree with the requested change, please feel free to contact the attorneys at McGuire Gardner for a free initial telephone consultation to discuss your case, by calling (800) 899-2730.

CAN I DISCHARGE DEBTS TO A FORMER SPOUSE IN BANKRUPTCY?

Tuesday, May 4th, 2010

CAN I DISCHARGE DEBTS TO A FORMER SPOUSE IN BANKRUPTCY?

Certain debts to a spouse or former spouse may be discharged in a bankruptcy.  However, the rules are quite complicated and you should carefully discuss the debts with a knowledgeable attorney.

Certain debts to a spouse or former spouse cannot be discharged in bankruptcy under the recent bankruptcy changes.  These include debts closely related to the support or maintenance of a spouse or children, including child support and spousal maintenance.

Other debts, usually debts to even out or equalize a property division in a divorce, may be dischargeable but only in a Chapter 13 Bankruptcy.

Occasionally these distinctions can be significantly blurred.  If payments to a former spouse are not clearly designated as either maintenance or equalization of property, the fight avoided in the divorce case may re-erupt in a non-dischargeability action in the subsequently filed bankruptcy case.

To speak with an attorney about your divorce or bankruptcy questions, please contact McGuire Gardner today.

For more information, or to contact an Arizona divorce lawyer, please check out our website at www.yourarizondivorcelawyer.com.